The article compares systematic investment plans (SIP) with lump‑sum investing for a ₹1 lakh capital. It explains that SIP spreads risk over time, while lump‑sum can benefit from market rallies but also faces higher volatility. The choice depends on an investor’s risk tolerance, time horizon and market outlook, making personalized planning essential.
The article compares systematic investment plans (SIP) with lump‑sum investing for a ₹1 lakh capital. It explains that SIP spreads risk over time, while lump‑sum can benefit from market rallies but also faces higher volatility. The choice depends on an investor’s risk tolerance, time horizon and market outlook, making personalized planning essential.